Sell a House with a Lien in Polk County

Liens can be hard to get out of, but selling a house while dealing with one can be easy when you work with PlacePitch.

Sell a House with a Lien in Polk County

Liens can be hard to get out of, but selling a house while dealing with one can be easy when you work with PlacePitch.

 sell a house with a lien in Polk County

Explaining a Lien

Liens are what happens when your house is used as collateral for an outstanding debt. Liens can be hard to get rid of, but not impossible.

Paying Off a Lien

Getting rid of a lien can usually be done in one of three ways:
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Pay off the lien’s total amount (along with any interest that accumulated over time) in full.

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Sell your house to a traditional buyer, AKA someone who will be taking out a mortgage to buy the house from you and is willing to take over the lien.

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Sell the house to a cash buyer who can either pay off the lien or pay you enough for the house that you can take care of it.

What to Know Before You Sell a House with a Lien in Polk County

It can be surprisingly hard to find a traditional buyer when there is a lien on your house. This is because banks usually don’t approve loans for houses with liens on them – and, in the rare cases they do, many buyers are skittish about liens to begin with. Where does that leave you as the seller?

The Truth About Selling Your House for Cash

Selling a house with lien in Polk County for cash can be a fantastic option, especially if you’re low on time or don’t want to take your chances with the traditional market. What are some of the benefits of a cash sale? Well, for starters, they include:
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A shorter timeline. In Florida, a “traditional” sale takes about 3 months between loan approvals, negotiations, and escrow. A cash sale, on the other hand, can happen in as little as one day.

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The more money you’ve put into the house, the higher the odds are that you’ll still have money left over after paying off the lien.

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You’ll be able to move forward into your future without the stress of a lien hanging over you.

PlacePitch’s 3-Step Process

Our home sale process is created with homeowners in mind, and it’s designed to be as easy as possible for you:

1. Fill out a quick form on our website to request your offer in two minutes or less.

2. Schedule a quick house tour whenever is convenient for you. We want to see the property just the way it is.

3. Get your cash offer in as little as one day, then get paid once you accept. It’s that easy.

Get Your Cash Offer

Are you looking to sell a house with a lien in Polk County? We’re here to help. Just request your free offer below.